Rofik, R., Aulia, R., Musaadah, K. , Ardyani, S.S.F. and Hakim, A.A. 2023. The Optimization of Credit Scoring Model Using Stacking Ensemble Learning and Oversampling Techniques. Journal of Information System Exploration and Research. 2, 1 (Dec. 2023). DOI:https://doi.org/10.52465/joiser.v2i1.203.