The Optimization of Credit Scoring Model Using Stacking Ensemble Learning and Oversampling Techniques. J. Inf. Syst. Explor. Res. [Internet]. 29 Aralık 2023 [a.yer 25 Ağustos 2026];2(1). Erişim adresi: https://shmpublisher.com/index.php/joiser/article/view/203