The Optimization of Credit Scoring Model Using Stacking Ensemble Learning and Oversampling Techniques. J. Inf. Syst. Explor. Res. [інтернет]. 29, Грудень 2023 [цит. за 25, Серпень 2026];2(1). доступний у: https://shmpublisher.com/index.php/joiser/article/view/203